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If you visit sites like InsideFlyer, you probably already have some knowledge of the American Express Platinum Charge Card and its many benefits – including things like:
- Unlimited Priority Pass airport lounge access for yourself and 1 guest
- Travel insurance for your family
- Starwood Preferred Guest/Marriott Rewards Gold
- Hilton Honors Gold
- Radisson Rewards Gold
- Shangri-La Golden Circle Jade
- Melia Rewards Gold
The benefits are undoubtedly excellent, but there’s a rather hefty £450 annual fee too, which is less pleasant.
One of the big perks of the Amex Platinum that I don’t think gets enough attention is the fact that you can nominate a supplementary cardholder for free and they then receive the same benefits as the primary cardholder.
This is particularly useful if you travel frequently with family or (the same) friends, as with 1 primary cardholder and 1 supplementary cardholder, you can get 4 people (the 2 cardholders + 2 guests) into Priority Pass airport lounges for free. If you value lounge access at £15 per person per visit, that’s a saving of £120 on every return trip. If you take 4 return trips a year, you’ll have saved more than the cost of the annual fee, before even taking the other benefits into account.
Naturally, I would only suggest giving a supplementary card to someone you’ve known a long time and trust (and even then, you can always keep hold of the actual card yourself of course – they don’t it to access most of the benefits).
You said £170…
The first supplementary card perk is a little underrated, but if you dig into the Amex terms and conditions you’ll find something potentially even more interesting. Scroll down to Page 12 of this document here and you should see the following:
The interesting part is the bottom row: you can buy additional supplementary Platinum cards for other friends/family (on top of your first free supplementary card) for £170.
I wanted to double check that these additional cards include all the same perks, so sent Amex a message and they were happy to confirm that is the case:
Ok, so you also need a trusted friend or family member who already has a Platinum card, as well as the £170 mentioned in the title, in order to benefit from this – but many readers will be in that situation, so I thought it was worth sharing.
I like to churn my Amex cards for the sign up bonuses, but I also like the benefits of holding an Amex Platinum, so this is definitely something I can potentially see myself taking advantage of when I’m mid-churn.
I wonder whether you get a pro rata refund on paid supplementary cards if the main cardholder cancels?