What's the best rewards credit card for someone with poor credit rating

Discussion in 'Miles & points via credit cards' started by Mart1, Jan 3, 2017.

  1. Mart1

    Mart1 New Member

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    Are there are any rewards credit cards on the market for people with a poor credit history and have a ccj?
     
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  2. britabroad

    britabroad New Member

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    A great question... to which I have no idea what the answer is. It almost certainly precludes Amex, so your options are instantly limited.
     
  3. tommyl

    tommyl Co-founder Staff Member

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  4. JoeD

    JoeD Active Member

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    I'd look to try and build your credit profile first I think with cards like the one suggested. Do CCJs fall off your profile at some point after a few years maybe?

    Once you've got a proven track record of using a card or 2 and paying it back in full each month, I would then apply for Points/Miles cards and if declined automatically would give them a ring and ask them to reconsiders. If you can show sensible use of credit, stable income etc they might well say yes.
     

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