Best first cards - spending around £500/month

Discussion in 'Air miles' started by FlyingScot, Feb 1, 2019.

  1. FlyingScot

    FlyingScot New Member

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    I'm looking to get some credit cards that give travel-related rewards, to better the low cashback rate I'm getting at the moment (spending around £500/month on my Amex cashback card). I was thinking of starting with the Amex Gold (and manufacture an extra £500 spend) and then get the Hilton Barclaycard when that's done.

    My credit record is good. My nearest airports are Edinburgh and Glasgow, if that makes a difference.

    Am I messing any better options (e.g. with referrals)? Thanks!
     
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  2. bobcat2010

    bobcat2010 New Member

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    Depends on what you want to maximise hotels or flights. The Hilton Barclaycard isn’t open for new applications unfortunately.

    Definitely get the gold card as it’s free for the first year and has a nice sign up bonus. Other than that consider looking at the
    IHG MasterCard - https://credit-card.creation.co.uk/...EFwEbrjYQuvADOJ-E3Zf7-kaCIbJ2NvsaApWvEALw_wcB
    SPG Amex - http://amex.co.uk/refer/lukebpxmx?XLINK=MYCP
    or
    Virgin Atlantic credit card - https://www.virginatlantic.com/gb/en/flying-club/credit-card.html
    all which have a sign up bonus
     
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  3. FlyingScot

    FlyingScot New Member

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    Thanks! I'll apply for the gold card first and then look again.

    In terms of the two free lounge passes, if I'm travelling with a companion can I use one and they use the other?
     
  4. bobcat2010

    bobcat2010 New Member

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    Yeah it's the best one to start with for sure! If you want a referral for some extra points let me know....

    Yes companion can use no problem.
     
  5. JoeD

    JoeD Well-Known Member

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    Yep, definitely Gold to begin with. With a referral you get 22,000 points (+2,000 for actually spending the £2k min spend).

    Absolutely fine to use your lounge pass for someone else, as long as you are with them.
     
  6. FlyingScot

    FlyingScot New Member

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    Thanks! Sorry - was too late to PM for a referral code. Will bear that in mind next time...
     
  7. FlyingScot

    FlyingScot New Member

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    Anyone know how I actually access the airport lounge passes. I've spent 10mins on the amex app then website, and I can't see how to claim them...
     
  8. jtz

    jtz New Member

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    You should have received them separately in the post
     
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  9. Harry

    Harry New Member

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    Thanks
     
  10. lucama

    lucama New Member

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    very useful, thank you
     
  11. Scaramanga

    Scaramanga New Member

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    How about the free BA Amex? 6000 bonus points if you use someone's referral link by spending £1000 in the first 3 months.
     
  12. FlyingScot

    FlyingScot New Member

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    Thanks again - have the lounge passes now :)

    Any referral offers for the IHG mastercard?
     
  13. JoeLeah4

    JoeLeah4 New Member

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    Anyone know of any cashback overseas cards? I'm sure Barclaycard offered one at one point?
     
  14. Scaramanga

    Scaramanga New Member

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    How about Curve linked to a virgin card? No transaction fees and earn flying club miles at the same time
     
  15. JoeLeah4

    JoeLeah4 New Member

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    I never thought of linking a rewards card to curve to gain the benefits overseas, thanks!
     
  16. Arthur

    Arthur New Member

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    very useful, thank you
     
  17. ob13561

    ob13561 New Member

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    Barclaycard are pretty good
     
  18. FlyingScot

    FlyingScot New Member

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    I've now got the intro bonuses from the Amex gold and IHG cards. Any suggestions for what next? I was thinking of the SPG card or the BA amex card (though can I still get the bonuses on these after BA has changed their rules?) Anything else I should be looking at?
     
  19. Darren0291

    Darren0291 Member

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    Unfortunately no more bonuses for you due to the new AMEX Rules, only able to once you don't hold a card for 24 months!
    If you've looking for a companion ticket feel free to use my referral link above or if you're looking for something different have a look at the Virgin Atlantic CC.
     
  20. bobcat2010

    bobcat2010 New Member

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    Not true. You are eligible for the signup bonus on the premium BA card only. As long as you haven’t held a BA Amex in the past 24 months

    If you need a referral - http://amex.co.uk/refer/lukebpxmx?XLINK=MYCP - click view other cards, then click the black BA card and you will get bonus points
     

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