I'm very late to the Amex party, but reading as much as I can before applying for one of their cards, via a referral link when the time comes. Just wanted to ask what happens when you close a card account, with the plan or re-applying in 6 months for another sign-up bonus. I'd expect your whole Amex account to close, so points to be lost, and therefore expect you experts just transfer them to your preferred scheme before closing. But I thought I should ask for confirmation. Thanks in advance.