Redeem Amex Membership Rewards Points Against Purchases For 0.9p Each

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Just a quick reminder that if you happen to have an American Express Business Gold or Platinum Card (and I suspect quite a few readers will after the recent mega-promo), you can redeem your Membership Rewards Points against your purchases at a rate 0.9p per point. That’s double the usual 0.45p rate and is a genuinely excellent deal!

As you can see above, redeeming 1,000 Amex MR Points knocks £9 off your bill.

The offer is due to expire at the end of April, so if you have been meaning to take advantage, don’t forget.

But I don’t have a Business Amex…

Consider getting one.

The requirements for a Business Amex aren’t particularly difficult to meet:

  • The business has a current UK Bank or Building Society account
  • You/The business have/has no County Court Judgements for non-payment of debt
  • You are aged 18 or over
  • You have a permanent UK home address

I explained here why I chose to get a free Business Gold card, even though I wasn’t eligible for the big welcome bonus. Basically, you can earn 15,000 points by adding 5 (also free) supplementary cardholders to your account. If you redeemed those for 0.9p each, that’s an easy £135.

Anything else?


If you already have a personal Gold or Platinum Amex, you can transfer your Membership Rewards Points across to the Business card account, and therefore redeem those points for 0.9p each too. You can have your accounts merged either by calling, or using the online chat when logged into your account.

Obviously you’d have to act fast if you don’t already have a Business card in place, but there should still be enough time. Even if the transfer isn’t completed in time, you can fall back on redeeming via Avios and Nectar for 0.8p each.

Bottom line

I’ve been quite happy to cash quite a few points out via Avios/Nectar at 0.8p recently. I wish I’d remembered sooner that the Business cards are offering 0.9p per point on (almost) all purchases! – But hopefully at least some readers can benefit…

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