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Until midnight tonight, gift card supremos ‘Zeek’ are offering an interesting deal that could help you meet the minimum spends for credit card sign up bonuses, at the same time as saving you some cash on your Christmas shopping!

As you can see above, the offer is £10 bonus credit when you top up your Zeek account with £100. That’s a good deal in itself, given that Zeek credit can be used to purchase gift cards for dozens of different highstreet and online brands like M&S, Argos, Debenhams, Spotify, Uber, Starbucks, Halfords, Asos, Primark, etc, etc.

What makes the offer interesting from a ‘manufactured spending’ point of view though, is that it’s scaleable –  you can repeat the transaction 10 times (per account, so you could potentially do even more if you have family members sign up to Zeek).

As long as you only buy gift cards for brands that you would definitely be spending money with anyway, and don’t then spend more than you otherwise would at those retailers, you would be genuinely getting 10% more value – and the ability to bring spend forward.

For example, say that you’ve just signed up for the American Express Gold Card and need to hit the spending target of £2,000 within 3 months to get the 20,000 points sign up bonus (22,000 if you use a referral link like this one!), you could do 10 transactions (for retailers you’d definitely be spending money with later in the year!) and be half way to your sign up bonus in no time.

Conclusion

Bring £1,000 of spending forward and effectively get paid £100 for doing so = nice deal, but remember it ends at Midnight tonight (26th Nov 2018), so if you want to take advantage, now is the time to do so.