Using Curve card with Mastercard creditcards - what gets counted as a cash advance?

Discussion in 'Miles & points via credit cards' started by FlyingScot, May 31, 2019.

  1. cinereus

    cinereus Member

    Messages:
    73
    Likes Received:
    13
    Trophy Points:
    8
    Seems a bad idea if you want to ever raise your limits or keep the card a long time.

    After all, having the cash to not pay interest isn't the issue, it's being able to "spend" enough while not making it incredibly obvious.
     
  2. johnbrowell

    johnbrowell Member

    Messages:
    91
    Likes Received:
    50
    Trophy Points:
    18
    Looks like my behaviour has triggered fraud alerts at IHG, which temporarily blocked my card. So that's the end of my double dipping. Back to just earning points the old fashioned way.
     
  3. JoeD

    JoeD Well-Known Member

    Messages:
    942
    Likes Received:
    341
    Trophy Points:
    63
    Could be, or it could just be Creation Bank being weird. They once put a fraud block on my card because I bought a few things at Tesco (but had no problem with me spending hundreds in a different random location every day when I was travelling a few weeks later). Similarly, a mate had their card blocked for spending a few quid at the work canteen...
     
  4. Rossy

    Rossy New Member

    Messages:
    3
    Likes Received:
    1
    Trophy Points:
    3
    Has anyone recently (as in the last month) started getting hit with Interest On Cash charges using their curve (linked to IHG) card to make cash withdrawals. I’ve also been using the card to pay down other CC’s, but I’m struggling to pinpoint if these are being hit with a charge too as the interest charge was just a single line on my monthly statement, and the amounts aren’t the easiest to reverse engineer.
     
  5. cinereus

    cinereus Member

    Messages:
    73
    Likes Received:
    13
    Trophy Points:
    8
    Why not just call and ask?
     
  6. JoeD

    JoeD Well-Known Member

    Messages:
    942
    Likes Received:
    341
    Trophy Points:
    63
    Because, if you've ever managed to get any sense from the good people at Creation Bank, you're a much smarter/luckier person than me! ;)
     
  7. Rossy

    Rossy New Member

    Messages:
    3
    Likes Received:
    1
    Trophy Points:
    3
    I spoke to a girl who told me that she thought it was linked to payments I'd made using curve to my AMEX card. I'm not 100% sure though as the numbers don't completely stack up, plus I've never been charged for this in previous statements. Has anyone else ever got similar charges from IHG?
     
  8. JoeD

    JoeD Well-Known Member

    Messages:
    942
    Likes Received:
    341
    Trophy Points:
    63
    Not sure about cash, but can't see anything from the last month for paying Amex off via Curve. Last Amex transaction was only a few days ago.
     
  9. Rossy

    Rossy New Member

    Messages:
    3
    Likes Received:
    1
    Trophy Points:
    3
    Bizarre. I'll keep you updated if anything changes next month
     
    JoeD likes this.

Share This Page