Best first cards - spending around £500/month

Discussion in 'Air miles' started by FlyingScot, Feb 1, 2019.

  1. FlyingScot

    FlyingScot Member

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    Thanks! With the premium BA card, is the free pro rated if I cancel in the first year? If I could hit the spending target quickly and then cancel in a couple of months this could be worthwhile, but I don't see myself getting enough value from the bonus avios to be worth all that much more than the £195 annual fee...
     
  2. bobcat2010

    bobcat2010 New Member

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    Currently yes all American Express cards with an annual fee have their fee pro rata refunded if you cancel.
     
  3. IanUK

    IanUK New Member

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    That's useful to know. Thanks for the info
     
  4. FlyingScot

    FlyingScot Member

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    Sorry - another question about card fees. Is the Virgin Atlantic Reward + fee also refunded pro rata if the card's cancelled? Thanks!
     
  5. FlyingScot

    FlyingScot Member

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    Answered my own question by calling Virgin: they charge the full fee for the Reward + card at the start, and then refund any unused period of time pro rata. The only question now is whether I can manufacture enough spend to hit the £3k target without too much hassle...
     

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